I strongly oppose the sell out of the tax payer. We have been and are being treated like mushrooms. Kept in the dark and feed a load of crap. I have heard of several plans that put less burden on the tax payer and have more protection. This system did not break over night and it will not be fixed over night. Now is not the time to act with haste and then live with regret later. More time needs to be taken to explore all options and make sure that all angles have been taken into account. Make your voice heard. The market will rebound and retirement accounts will grow again but this debt will be hanging over my grandchildren for many years to come. Yes, credit will be harder to obtain because there is less money to lend but then people will not be able to over extend them selves and will be better off in the long run. Well, that is my 2 cents worth.